1. About Buyerly

Buyerly Pty Ltd (ABN 73 683 376 061, ACN 683 376 061) (“Buyerly”, “we”, “us”, “our”) operates as an authorised credit representative of TBDBroker (Australian Credit Licence [pending]). Our Credit Representative Number is [pending].

Our principal mortgage broker is Preeti Vemasani, who is authorised to engage in credit activities on behalf of TBDBroker.

2. General Information Only

The information on this website is general in nature and does not constitute financial, legal, taxation, or accounting advice. It has been prepared without taking into account your objectives, financial situation, or needs.

Before acting on any information on this website, you should consider whether it is appropriate to your circumstances and, where appropriate, seek independent professional advice.

3. Credit Services

Buyerly provides mortgage broking services. In providing these services we are bound by the National Consumer Credit Protection Act 2009 (NCCP Act) and the National Credit Code. We are obliged to:

Make reasonable inquiries about your financial situation and requirements
Verify the information you provide
Only recommend credit products that are not unsuitable for you
Provide you with a Credit Quote before charging any fee for credit assistance

4. Commissions and Remuneration

Buyerly may receive commission from lenders when a loan is settled. The commission amount varies by lender and loan type. Upfront commission is typically between 0.55% and 0.77% of the loan amount (plus GST). Trail commission is typically between 0.1% and 0.35% p.a. of the outstanding loan balance.

We will disclose the specific commission arrangements applicable to any loan we recommend, in the Credit Proposal Disclosure document provided to you before proceeding with a loan application.

5. Calculator Accuracy

The calculators on this website are provided as general estimation tools only. Results are indicative and based on the inputs provided. They do not account for individual lender policies, fees, charges, or your specific financial circumstances.

Stamp duty rates are based on published government schedules and may not reflect recent legislative changes. Always verify duty amounts with the relevant state or territory revenue authority before relying on any figure.

6. Third-Party Links

This website contains links to external websites including rate comparison sites, government revenue authorities, and the Reserve Bank of Australia. These links are provided for your convenience. Buyerly does not endorse, recommend, or take responsibility for the content, accuracy, or currency of any external website.

Rate comparison information on linked third-party sites is maintained by those third parties. Buyerly has no affiliation with Canstar, RateCity, Finder, or ASIC MoneySmart and cannot guarantee the accuracy of their data.

7. Intellectual Property

All content on this website, including text, images, logos, and calculator tools, is owned by or licensed to Buyerly Pty Ltd. You may not reproduce, distribute, or adapt any content without our written permission.

8. Limitation of Liability

To the maximum extent permitted by law, Buyerly excludes all liability for loss or damage arising from your use of this website or reliance on information contained herein. This includes direct, indirect, consequential, or incidental loss of any kind.

9. Privacy

Our collection and use of personal information is governed by our Privacy Policy, which forms part of these terms.

10. Complaints and Disputes

If you have a complaint about our services, please contact us in the first instance at preeti@buyerly.com.au. We will acknowledge your complaint within 1 business day and aim to resolve it within 30 days.

If we are unable to resolve your complaint to your satisfaction, you may refer the matter to the Australian Financial Complaints Authority (AFCA):

Website: https://www.afca.org.au
Phone: 1800 931 678

AFCA is a free service for consumers. It deals with complaints about financial services, including mortgage broking.

11. Governing Law

These terms are governed by the laws of New South Wales, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of New South Wales.

12. Changes to These Terms

We may update these terms from time to time. Changes take effect when published on this website. Your continued use of the website after changes are posted constitutes your acceptance of the updated terms.

Contact Us

Buyerly Pty Ltd
ABN: 73 683 376 061
Email: preeti@buyerly.com.au
Authorised representative of TBDBroker

Terms & Conditions